You Should Not Wait for the Insurance Adjuster if You Have Storm Damage

5/24/2022 (Permalink)

Restoration services in Hudson, WI.

If you are dealing with storm damage in Hudson, WI, one of the first things you should do is call your insurance company. Depending on the type of damage, ask if you have flood insurance or the type of coverage necessary for repair and restoration. After filing a claim, you will be assigned an adjuster to come and estimate the damages. However, you should not wait for the adjuster, as he or she is probably busy dealing with other homeowners and their storm damage, and the longer you wait, the more damage your house will take on.

Types of Damage that Can Occur If Too Much Time Passes

A number of unwanted consequences can occur if you wait too long to start the restoration process. Depending on the type of storm, these may include:

• Mold damage from standing water
  
• Multiplication of contaminants like bacteria or chemicals
  
• Further structural damage
  
• Swelling of furniture and drywall
  
• Odor buildup
  
  

To start the process right away, call a professional storm and flood damage restoration company. These professionals know exactly what steps to take to minimize damage and prevent future issues.

Document Losses and Costs for Flood Insurance Reimbursement

Even if you get the restoration process started before you meet with the adjuster, you can still do things to improve your chances of reimbursement. Document and take pictures and videos of damaged structures and personal items. Keep all receipts related to the repair and restoration of the damage as well as the estimation from the restoration company.
When you are dealing with flood insurance or other storm damage coverage, the adjuster may not always be able to get to you right away. Even when this is the case, do not wait to begin the restoration process, as the quicker you get started to clean up water and other hazards, the better the outcome.